Business couple looking at computer screen

Cardinia Shire Council is committed to partnering with businesses by offering support during times of change. Whether these changes are planned, like streetscape upgrades, or unexpected, such as natural disasters or disruptions from neighbouring properties, we are here to help.

Our mission is to help businesses navigate these changes smoothly and continue to thrive. We provide a variety of services and resources tailored to the unique needs of small businesses.

Our Economic Development Team is ready to connect you with top-quality service providers who can offer the specific help you need. Whether it’s advice on managing disruptions, accessing financial support, or finding the right resources for your staff, we are here to support you every step of the way.

If you need help identifying the right support for you, your business, or your staff, please contact us directly at business@cardinia.vic.gov.au. We are here to help you succeed.

Business Support Services

Maintaining good financial health is essential for a business as it ensures stability and the ability to invest in growth opportunities. Effective financial management helps in making informed decisions, managing risks, and sustaining operations during economic fluctuations, ultimately leading to long-term success.

Business Victoria offers a range of financial support and advisory services to help businesses build resilience and navigate challenges. This includes grants, low-interest loans, and tax relief to ease financial pressure, as well as mentoring programs that provide expert guidance. Additionally, businesses can access vouchers for digital adaptation and efficiency improvements, along with tailored support for regional and industry-specific needs. These resources aim to strengthen business performance, foster growth, and support recovery during difficult times.

Financial CounsellingVictoria provides free, confidential financial advice to individuals and small business owners. Their qualified counsellors help manage debts, bills, and financial issues, offering services like grant applications, debt negotiation, utility bill management, and financial health checks. They also assist with creditor negotiations, bankruptcy, and connecting to government assistance for long-term financial stability.

Partners in Wellbeing provides free financial support and advice to help small businesses manage financial stress and improve resilience. Their services include one-on-one financial counselling, assistance with cash flow management, debt negotiation, and strategies for financial recovery. Tailored to the unique challenges faced by small businesses, this program offers practical guidance to help business owners navigate financial difficulties, make informed decisions, and strengthen their financial wellbeing.

The SmallBusiness Debt Helpline offers free, confidential support for small business owners struggling with financial difficulties. Experienced financial counsellors provide advice on managing business debt, negotiating with creditors, and developing strategies to regain control of your finances. Whether you need assistance with cash flow issues, understanding your options, or navigating tough financial decisions, the helpline offers practical guidance to help you overcome financial challenges and move towards stability.

Resources and further information

Tools and templates

Offers a variety of free templates and tools, including:

  • Business plan templates
  • Cash flow statement templates
  • Letter of demand templates
  • Marketing plan templates
  • Profit and loss statement templates
  • Balance sheet templates
  • Budget templates
  • Go to the Business.gov.au website to find out more.